Get Clever Cover for Free!
Health Layby is a bit like health insurance Extras cover, with a few clever tweaks that help save you money. Joining Health Layby is free!
Get the App
Get Started For Free!
Creating your own Health Layby Wallet is free! Start today and get clever cover, with exclusive discounts, access to our trusted health service provider network, and more.
Get the AppFixed prices, exclusive discounts.
With Health Layby, our huge network of healthcare service providers right around Australia gives you access to the same services as traditional Extras cover does, with some important differences:
Risk-free, flexible savings for your health — no credit, no interest, just your money, your way
Save up to 20% off market average private fees.
Add up to 5 family members on the one account.
Save Save, Different
There are three ways to save with Health Layby and as always, you can withdraw your funds at any time.
How it WorksLayby
Know what you want?
Start saving today and lock in your treatment price—so when you're ready, there are no surprises.
Wallet
Just want peace of mind?
Use Health Layby to save a stash of funds for you to use when something comes up.
Buy Now
Spotted a great deal?
Snap it up immediately using your Wallet funds, connected bank account, or Apple/Google Pay—and lock it in on the spot.
Already Have Extras Cover? See How It Compares
See how much better off you could be with Health Layby, using our handy comparison tool.
