Your Health, Your Money—with Purpose. Did you know your extras cover expires at the end of each year? What you don’t use, you lose.
And saving into your bank? Sure, it’s safe—but it won’t keep you accountable or get you up to 20% off private health fees.
Health Layby does both. Your funds are secure, dedicated to your health goals, and unlock exclusive provider discounts—so you save now and save later.
Get the App
Save for a specific treatment
Grab it now-Wallet,bank,or
accepted
Withdraw it whenever you like for whatever reason
Hundreds of Services to Choose From, and Growing
Health Layby is partnered with hundreds of healthcare service providers right around Australia, with more joining every week! Whatever service, treatment or product you need, we have a trusted provider in our expansive network who can help.
Health services
Lock It In, Eddie!
With Health Layby, you get exclusive discounts on health services and products—without credit checks, interest, or hidden fees. Unlike traditional Extras cover, it’s your money, your way—no gaps, no surprises, and full control when you’re ready to pay.
Secure
Compliant
Safe
Health Layby is partnered with hundreds of healthcare service providers right around Australia, with more joining every week! Whatever service, treatment or product you need, we have a trusted provider in our expansive network who can help.
Privacy & SecurityAlready got Extras cover? Combine it with Health Layby to cover your gap!
Not ready to ditch your health insurance Extras cover yet? No worries. Health Layby is the perfect partner, and you can use it to avoid any surprises when it comes time to pay for your treatment or service.
If you’ve got a stash of funds in your Health Layby wallet, you’ve got gap cover! Just tap and cover the gap at any participating Health Layby provider.
