About Us
Health Layby Wallet is an Australian-owned fintech company transforming how patients access and afford health services. Our mission is simple: to empower everyday Australians to take control of their health spending—without relying on credit, loans, or complicated extras cover. By offering a smart, prepaid alternative, HLW helps patients plan ahead, save with purpose, and pay with confidence.
For Health Service Providers, we open a new channel of committed, pre-funded patients—reducing no-shows, improving cash flow, and helping you focus on care, not collections.
We’re building a healthier financial future for healthcare—and you’re invited to be part of it.
Our Mission
To make healthcare more accessible by helping Australians save, plan, and pay for treatment on their own terms—without credit, without confusion, and without compromise.
Our Vision
A future where every Australian can access the care they need, when they need it—funded by their own smart decisions, not debt.
Our Values
- Control We give people the power to manage their health expenses, their way.
- Security Funds are safely held until they’re needed—no credit, no risk.
- Access We make health services more attainable through smarter, prepaid options.
- Clarity No surprises. No fine print. Just simple, transparent health payments.
